MoneyPilot 123 | A simpler first step with debt
A calmer first step with debt

Money worries are hard enough. Starting shouldn’t be.

Tell MoneyPilot 123 what you know in a private WhatsApp chat. Approximate figures are fine, and you don’t need every creditor or balance before you begin.

Start a private WhatsApp chatA few simple questions • No long form
Start with what you know Human help available UK-based debt support
MP
MoneyPilot AssistantHere to get you started
● Online
Hi — I’ll help you organise the basics. You don’t need exact figures to start.
Roughly how much unsecured debt do you have?
Around £12,000
Thanks. About how many creditors do you think you have?
12–34–56+Not sure
Type a message…
No long applicationStart with a short conversation.
Exact figures not requiredApproximate amounts are fine initially.
Not sure who you owe?Start with the debts you remember.
Need a person?Ask for human support at any point.
Not sure where to begin?

Start with what you know. We’ll organise the rest.

Debt can become difficult to untangle when balances change, accounts move to collection companies, or letters pile up. You don’t need to solve all of that before asking for help.

Credit cardsLoansOverdraftsCataloguesCouncil taxUtility arrearsHMRCDebt collectors
A simpler first conversation
1
Tell us roughly where things standDebt level, creditor count and the types of debt involved.
2
Answer naturally in WhatsAppNo jargon. No need to find every statement before you start.
3
Build a clearer pictureYour answers are organised so the next conversation can focus on your circumstances.
Start with WhatsApp
How MoneyPilot 123 works

Three small steps. One clear starting point.

The first stage is information gathering — not a long application and not an automated recommendation of a debt solution.

01

Start the chat

Open WhatsApp and answer a few straightforward questions about your debts and circumstances.

02

Get organised

MoneyPilot 123 structures what you tell us so you don’t have to repeat the basics later.

03

Understand the next step

If appropriate, a member of the team can review your information and discuss what happens next.

Why start now?

You don’t need to wait until everything is perfectly organised.

Taking the first step can be the hardest part. MoneyPilot 123 is designed to reduce that friction and let you begin with the information you already have.

Message MoneyPilot 123
Private conversationStart discreetly from your own phone.
No perfect paperworkYou can begin without every balance or account number.
No one-size-fits-all answerYour circumstances matter before any regulated advice is given.
Support if you want itAsk for a person whenever you need one.
MoneyPilot 123 + Forest King

A friendly front door to experienced debt support.

MoneyPilot 123 is a trading style of Forestking Insolvency Ltd. The service is designed to make the first part of asking for help simpler and more conversational. The automated assistant gathers information; it does not independently recommend a regulated debt solution.

Start the conversation
Free and impartial debt guidance is also available from MoneyHelper, a government-backed service.
Questions before you start

What people usually want to know.

If you would rather speak to someone, you can ask for human assistance in the chat.

Do I need to know exactly how much I owe?
No. Approximate figures are fine for the initial conversation. More detail can be gathered later if it is needed.
What if I don’t remember every creditor?
That is fine. Start with the creditors and debts you remember rather than delaying the conversation.
Will the AI tell me which debt solution to choose?
No. The automated assistant is used to gather factual information and explain the process. It should not independently recommend a specific regulated debt solution.
Can I speak to a person?
Yes. You can request human support during the conversation.
Is starting the WhatsApp chat a commitment?
No. It is simply a way to begin an enquiry and organise the initial information.

Start with what you know.

A few simple answers are enough to begin.

Start on WhatsApp
MoneyPilot 123
Debt solutions have different benefits, risks, eligibility criteria and costs. Any regulated recommendation should only be made after your circumstances have been assessed. The automated MoneyPilot 123 assistant is used for information gathering and process guidance.
Need a hand?MoneyPilot Assistant is online now.